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Interest Rates
Updated:
Mortgage Loans
30 Year Fixed Rate
 5.73%5.86% APR
15 Year Fixed Rate
 5.47%5.70% APR
7/1 ARM Rate
 5.49%6.89% APR
5/1 ARM Rate
 5.52%6.92% APR
3/1 ARM Rate
 5.33%7.13% APR
1/1 ARM Rate
 5.25%7.51% APR
6 Month ARM Rate
 5.29%7.55% APR
Interest Only
 5.90%6.03% APR
Calculator
Loans Online
Loans Direct
30 Year Fixed Jumbo
 6.09%6.09% APR
15 Year Fixed Jumbo
 6.09%6.09% APR
7/1 ARM Jumbo
 5.54%5.54% APR
5/1 ARM Jumbo
 5.57%5.57% APR
3/1 ARM Jumbo
 5.47%5.47% APR
1/1 ARM Jumbo
 5.35%5.35% APR
6 Month ARM Jumbo
 5.39%5.39% APR
30 Year Interest Only
 5.90%6.03% APR
FHA 30 Year Fixed
 5.89%6.04% APR
FHA 1/1 ARM
 5.33%8.13% APR
VA 30 Year Fixed
 5.94%6.10% APR
40 Year Mortgage
 5.90%6.03% APR
Prime Rate
 8.25% 
Fed Discount rate
 6.25% 
Calculators
Our Approved Loan Companies offer interest rates below the national average and have a variety of loans, such as interest only, equity loans, no money down loans, and loans for bad credit to meet your needs.
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Mortgage News Articles
 

Despite Decline, Housing Still Strong

Today's Mortgage Bankers Association's Weekly Mortgage Applications Survey showed that for the week ending Dec. 23, the Market Composite Index, which measures mortgage loan application volume, decreased 6.8 percent from the week before.

The seasonally-adjusted Purchase Index decreased by 4.5 percent to 432.9 from 453.1 the previous week. Refinance activity, according to the Refinance Index, decreased by 11.2 percent.

"Despite a decline last week in new home sales and today's mortgage application report, housing is still strong, supported by low long-term interest rates and strong employment gains," said Bill Emerson, Loans CEO. "As recent refinance activity has shown, consumers are wisely refinancing from adjustable rate mortgages into long-term, fixed-rate programs to defend against rising short-term rates."

Publish Date: 12/28/2005